IREA offers a variety of payment options. Refer to the table below to determine which option works best for you, then select Click for More for additional information.

* Electronic funds transfer, also known as EFT, can be made via a checking or savings account.

Windows XP users will no longer be able to submit a payment through their eBill or online through Speedpay as of June 1, 2017. Please contact us to submit payment 24/7 using our automated voice service.

All payment options are free as of June 2019.

IREA Auto Pay

When you sign up for IREA Auto Pay, your amount due is automatically deducted on your due date from a checking or savings account of your choice. Once enrolled, your payment stub will say “Automatic Payment” to confirm enrollment and remind you that you do not need to initiate payment. Please note that enrollment processing may take up to five (5) business days. If you receive a bill (or eBill) that does not state “Automatic Payment” on the payment stub (or payment form), enrollment is not yet complete and that bill must be paid using another option.

Please note: IREA’s Auto Pay program is set up to deduct the amount billed on the due date. If an additional payment is made prior to the withdrawal date, there will be a credit on your next month’s bill.

eBill

Our eBill is a PDF file that is emailed to you and combines your bill with a secure electronic funds transfer payment option. Residential accounts also can pay via credit or debit card with no fee. Our eBill also includes our One Click payment option, which allows payment to be made without having to open the eBill PDF.

One Click is available to any eBill customer. eBill customers who have never made payment through the eBill and have not selected the option to “Save Payment Details” can easily set up the One Click option: Open your eBill PDF, enter your payment information, check the box next to “Save Payment Details,” and you’re all set. Your next eBill will display a “Pay Total Amount Due” button within the body of the email and will prominently show that amount. To make payment, simply click this button and choose “Submit Payment.” eBill customers who made a previous payment through an eBill and selected the option to “Save Payment Details” already can use the One Click option without any further action.

Bank Bill Pay

Most banks offer a bill pay service, which allows you to set up one-time or recurring payments to all of your billers from your bank login. Please note that payment delivery times vary by banking institution. Please review your bank’s delivery times to ensure timely posting to your IREA account.

Web/My Account

My Account is IREA’s online self-service portal. Electronic payments can be made via this portal. Other available features include account balance, billing and transaction history, updating contact information, and signing up for eBill and other services.

Call-In

You can make an electronic payment over-the-phone by calling (800) 332-9540. Payments can be made via our self-service IVR or through a Customer Service Representative during call center hours, 7 a.m. to 7 p.m. Monday through Friday.

Mail-In

Payments can be mailed to IREA’s payment processor at P.O. Box 6437, Carol Stream, IL 60197-6437. Only check or money order should be mailed. Please do not send cash. If you need to pay your bill via cash, please visit one of our four offices. All offices have a drop box for payments that need to be made outside the hours of 8 a.m. to 5 p.m. Monday through Friday. Please note that drop boxes are checked once daily around 8 a.m. If you require quick posting to your account, we encourage you to make payment at the counter through an IREA representative.

Walk-In

We have four offices to serve you. All offices have a drop box if payment needs to be made outside the hours of 8 a.m. to 5 p.m. Monday through Friday. Please note that drop boxes are checked only once daily. Cash, money order and check, credit and debit cards are all accepted at the counter.